How To Add A Nominee To Your PF Account: A Step-By-Step Guide

When you’re employed, your salary isn't just a paycheck—it comes with various benefits, one of which is the Provident Fund (PF). Along with your monthly salary, a portion of your earnings is deducted and deposited into your PF account , with a matching contribution from your employer. This fund also earns interest, making it a valuable financial asset. However, to ensure your loved ones can access these funds in the event of your passing, it's crucial to nominate a beneficiary. If you haven’t yet added a nominee to your PF account, follow this step-by-step guide to do so.

How to Add a Nominee to Your PF Account:

Step 1: Access the EPFO Portal

If you haven't added a nominee yet, start by visiting the official EPFO website at epfindia.gov.in. Once on the site, you’ll find various options to choose from.

Step 2: Navigate to the Employee Services Section

Next, click on the 'Services' section and then select the 'For Employees' option. Log in using your UAN number, password, and captcha code.

Step 3: Manage Your Nomination Details

After logging in, go to the 'Manage' tab and select 'e-Nomination'. Then, under the 'Provide Details' tab, click 'Save'. To update your family declaration, click 'Yes'. You can now add your family details and select a nominee.

Step 4: Complete the Nomination Process

Once you've added the necessary details, click on 'Nomination Details' and then 'Save EPF Nomination'. Choose the 'E-Sign' option to electronically sign the nomination. You’ll receive an OTP on your registered mobile number. Enter the OTP, click 'Submit', and your nominee will be added.

By following these steps, you can ensure that your Provident Fund savings are securely passed on to your chosen beneficiary.