When and Why Do Children Need a PAN Card? Usage, Requirements And Application Guide - All Details

While many people assume PAN card s are exclusively for adults, minors under 18 years old can also have their own PAN cards. This essential document can be acquired with the help of their parents or legal guardians. Here’s a detailed guide on when children might need a PAN card and how the application process works.

# When Do Children Need a PAN Card?

1. Investing in the Child's Name:

If parents are making investments in their child's name, a PAN card is necessary.
2. Nominee for Investments: When a child is named as a nominee for any investments, they need a PAN card.
3. Opening a Bank Account: A PAN card is required to open a bank account for the child.
4. Minor's Own Earnings: If the child has a source of income, a PAN card is essential for financial and tax purposes.

# How to Apply for a Child’s PAN Card

Parents or legal guardians must apply for a minor's PAN card. The process can be completed online or offline.

* Online Application Process:

1. Visit NSDL Website: Start by visiting the NSDL website.
2 Fill Form 49A: Complete Form 49A with accurate personal details and choose the correct category.
3. Upload Documents: Upload the child's age proof, parents' photos, and other necessary documents.

4. Parent's Signature: Only the parent’s signature is needed on the form.
5. Pay the Fee: A fee of Rs 107 must be paid to process the application.
6. Track Application: After submission, a receipt number will be provided to track the application status.
7. Verification and Delivery: Upon verification, the PAN card will be mailed within 15 days.

# Offline Application Process:

1. Download Form 49A: Get the form from the official website and fill it out.
2. Attach Documents: Attach two photographs of the child and necessary documents.
3. Submit at NSDL Office: Submit the form along with the fee at the nearest NSDL office.
4. Verification and Delivery: After verification, the PAN card will be sent to the provided address.

# Required Documents for PAN Card Application

• Parent's Address and Identity Proof : Documents like Aadhaar card , ration card, passport, driving license, or voter ID.
• Child’s Address and Identity Proof: Documents including Aadhaar card, post office passbook, property registration documents, or domicile certificate.

# Updating PAN Card at Age 18

Once the minor turns 18, they need to update their PAN card. This involves adding their photo and signature, making it valid as an identity proof.

Getting a PAN card for your child is a straightforward process that ensures their financial future is well-prepared. Whether you choose to apply online or offline, having the necessary documents and following the steps carefully will make the process smooth and efficient.