Setting UPI PIN On Paytm Using Aadhaar: A Step-by-Step Guide

Paytm, one of India’s most popular digital payment platforms, has introduced an easy and secure method for setting up a Unified Payments Interface (UPI) PIN using Aadhaar. This new feature eliminates the need for a debit card, making it especially convenient for users who don’t have their debit cards on hand. Here's a step-by-step guide to help you set up your UPI PIN on Paytm using Aadhaar details.

Step 1: Open the Paytm App and Access UPI Settings

Launch the Paytm app on your smartphone.

Tap on the profile icon located in the top-left corner of the screen.

Navigate to the 'UPI & Payment Settings' section under your profile.

This will open a page where you can manage all the UPI settings linked to your Paytm account.

Step 2: Select the Bank Account

On the UPI settings page, you’ll find a list of all the bank accounts linked to your Paytm account.

Choose the bank account for which you want to set a UPI PIN.

Once selected, tap on the 'Set PIN' option to proceed with creating your UPI PIN.

Step 3: Enter Aadhaar and OTP Details

From the available options, select 'Aadhaar Card' as your verification method.

Enter the first six digits of your Aadhaar number in the designated field.

Provide the 6-digit Aadhaar OTP sent to your registered mobile number.

Additionally, enter the 6-digit OTP sent by your bank to verify your account.

Step 4: Set Up Your UPI PIN

After successfully verifying both the Aadhaar OTP and the bank OTP, you’ll be prompted to set a 6-digit UPI PIN.

Choose a PIN that is secure and easy for you to remember but difficult for others to guess.

Confirm the UPI PIN by entering it again to complete the setup process.

Why Use Aadhaar to Set UPI PIN?

The Aadhaar-based UPI PIN setup offers a seamless and secure way to enable UPI payments without the need for a debit card. This feature is particularly useful for users who may not have immediate access to their debit cards or prefer a more straightforward method.

By following this simple guide, you can quickly set up your UPI PIN on Paytm using Aadhaar and enjoy hassle-free digital transactions.