Small SIP, Big Gains: How Rs 250 a Month Can Grow Into 17 Lakh

Many people shy away from investing, believing it requires a hefty sum or involves too much risk. However, systematic investment plans (SIPs) have changed the game, allowing individuals to invest small amounts consistently while benefiting from long-term growth.

SBI JanNivesh SIP : A Gateway to Smart Investing

SBI Mutual Fund ’s JanNivesh SIP offers a convenient way to start investing with as little as Rs 250 per month. Investors can opt for daily, weekly, or monthly contributions, requiring a minimum of 60 installments.

Power of Compounding: Small Steps, Big Gains

A Rs 250 monthly SIP at an expected 15% annual return can accumulate into:

• Rs 17.30 lakh in 30 years
• Rs 1.63 crore in 45 years

Even with a lower return of 10%, the same investment over 30 years can grow to Rs 5.65 lakh. Though inflation may impact the purchasing power, disciplined investing ensures a solid financial foundation.

Key Benefits of JanNivesh SIP

✅ Low Investment, High Potential – Start with just Rs 250, making investing accessible for all.
✅ Multiple Investment Frequencies – Choose from daily, weekly, or monthly SIP options.
✅ Digital Convenience – Available on SBI YONO, Paytm, Groww, and Zerodha for easy portfolio management.
✅ Financial Inclusion for All – Designed to encourage small savers and first-time investors.

A Step Towards Financial Freedom

SBI aims to democratize wealth creation through JanNivesh SIP, lowering barriers to investment and empowering more Indians to build a secure financial future. Whether you're a seasoned investor or just starting out, consistency is the key to financial growth.