How To Link Your Credit Card To Paytm UPI And Make Payments Effortlessly

Making UPI payments without money in your bank account is now possible by linking your credit card to your Paytm UPI ID. Thanks to the Reserve Bank of India (RBI), RuPay credit cards can now be linked to the Paytm UPI platform, a feature introduced in June 2022. Here’s a step-by-step guide to setting it up and making seamless transactions.

Steps to Link a Credit Card to Your Paytm UPI ID

1. Open the Paytm App
Navigate to the homepage and select "Link RuPay Card to UPI."

2. Choose Your Bank
From the list of options, select the bank that issued your credit card.

3. Set Your UPI PIN
Create a UPI PIN for your RuPay credit card.

4. Start Using Your Linked Card
Once linked, you can immediately start making payments through UPI.

How to Pay Using Paytm UPI with Your Credit Card

1. Scan the QR Code
At the payment counter, scan the store’s QR code.

2. Select Your Credit Card
On the payment page, choose the linked credit card.

3. Enter Your UPI PIN
Complete the transaction by entering your UPI PIN securely.

Using Paytm for Online Shopping

You can also use your linked credit card to shop online. Here’s how:

• At checkout, enter your UPI ID or select Paytm UPI as the payment option.

Open the Paytm app, select your linked credit card, and enter your UPI PIN to finalize the purchase.

Key Security Features

• No PIN, No Payment:

Transactions cannot be processed without entering the UPI PIN, ensuring secure payments.

• Fast and Convenient:

Once linked, you can make payments quickly and securely, just like using your bank account.

This new feature makes it easier for users to manage their expenses and leverage credit card benefits while enjoying the simplicity of UPI transactions.